# 🚀 Introducing T+5 facility on 5paisa

**URL:** <https://tradebetter.5paisa.com/t/introducing-t-5-facility-on-5paisa/897>\
**Category:** Product Announcements 📢\
**Created:** [May 29, 2026, 1:03pm UTC](https://tradebetter.5paisa.com/t/introducing-t-5-facility-on-5paisa/897 "2026-05-29T13:03:58Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Palak](https://dub1.discourse-cdn.com/flex018/user_avatar/tradebetter.5paisa.com/palak/32/583_2.png) [@Palak](https://tradebetter.5paisa.com/u/Palak)\
**Post date:** [May 29, 2026, 1:03pm UTC](https://tradebetter.5paisa.com/t/introducing-t-5-facility-on-5paisa/897/1 "2026-05-29T13:03:58Z")

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![SMS T+5](https://europe1.discourse-cdn.com/flex018/uploads/community_5paisa/original/2X/7/70fcd99c9a94336ee22daa8e0cd152f46f68372d.jpeg)

Dear Community members

We’re excited to launch **T+5** , a new feature designed to give you more flexibility while investing in delivery stocks.

### What is T+5?

T+5 allows you to buy select non-MTF eligible stocks even when your account balance goes into debit using your collateral balance. You then get up to **5 trading days** to add the required funds.

### How It Works

📍 **Where to Find It**  
During order placement, eligible stocks will display the **“T+5”** option directly on the order form in the 5paisa app.

⚡ **Automatic Qualification**  
If you purchase delivery stocks and your account later moves into debit, your holdings may automatically get tagged under the T+5 facility.

📅 **Repayment & Holding Period**  
You get up to 5 trading days to clear the debit amount. If funds are not added within this timeframe, the position may be auto squared off to recover the outstanding balance.

✅ **Eligibility**  
T+5 is currently available on **2500+ stocks** , helping you stay invested even when your free balance is temporarily insufficient. Applicable interest rate is 0.045% per day.

We’d love to hear your feedback and suggestions as you start using T+5. Happy investing!

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**Author:** ![Nishi](https://avatars.discourse-cdn.com/v4/letter/n/ad7895/32.png) [@Nishi](https://tradebetter.5paisa.com/u/Nishi)\
**Post date:** [June 19, 2026, 7:01am UTC](https://tradebetter.5paisa.com/t/introducing-t-5-facility-on-5paisa/897/2 "2026-06-19T07:01:31Z")

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Very good initiative for us

Thanks