# MF Myth Mondays - #2

**URL:** <https://tradebetter.5paisa.com/t/mf-myth-mondays-2/898>\
**Category:** Mutual Funds 💰\
**Created:** [June 1, 2026, 6:10am UTC](https://tradebetter.5paisa.com/t/mf-myth-mondays-2/898 "2026-06-01T06:10:22Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![Purvi.Agrawal](https://dub1.discourse-cdn.com/flex018/user_avatar/tradebetter.5paisa.com/purvi.agrawal/32/57_2.png) [@Purvi.Agrawal](https://tradebetter.5paisa.com/u/Purvi.Agrawal)\
**Post date:** [June 1, 2026, 6:10am UTC](https://tradebetter.5paisa.com/t/mf-myth-mondays-2/898/1 "2026-06-01T06:10:22Z")

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**THIS WEEK’S MYTH:**  **“SIP only works when the market is going up.”**

So many investors pause their SIP the moment markets dip. This belief is costing them lakhs in the long run.

**THE TRUTH:**  **A falling market is actually a SIP investor’s best friend. You buy more units for the same money.**

| ❌ What people think | ✅ What actually works |
| --- | --- |
| Markets are down, I should pause my SIP and wait for them to recover. | Keep the SIP running. Dips = more units = bigger gains when markets recover. |

 ![image](https://europe1.discourse-cdn.com/flex018/uploads/community_5paisa/original/2X/4/44c0a7ab80025f81c1e8484d3b3deba1a09c3f3e.png)

During the 2020 crash, Priya kept her ₹5,000 SIP running without blinking. Rahul panicked and paused his. By 2021, when markets recovered, Priya’s extra units bought at the bottom had quietly multiplied. Rahul resumed — but missed the best buying window of the decade.

What do you do when markets fall?

- Keep SIP running 💪
- Pause and wait
- Increase my SIP 🔥
- Not sure honestly

Previously Busted: [MF Myth Mondays - #1](https://tradebetter.5paisa.com/t/mf-myth-mondays-1/892)