# 🚀 We’re now Live with SEBI-Validated UPI ID (@valid) for Secure & Seamless Payments!

**URL:** <https://tradebetter.5paisa.com/t/we-re-now-live-with-sebi-validated-upi-id-valid-for-secure-seamless-payments/778>\
**Category:** Product Announcements 📢\
**Tags:** sebi-circular, upi, valid-upi-handle, add-funds, payments\
**Created:** [October 9, 2025, 7:32am UTC](https://tradebetter.5paisa.com/t/we-re-now-live-with-sebi-validated-upi-id-valid-for-secure-seamless-payments/778 "2025-10-09T07:32:46Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Ajinkya\_Kaner](https://dub1.discourse-cdn.com/flex018/user_avatar/tradebetter.5paisa.com/ajinkya_kaner/32/47_2.png) [@Ajinkya\_Kaner](https://tradebetter.5paisa.com/u/Ajinkya_Kaner)\
**Post date:** [October 9, 2025, 7:32am UTC](https://tradebetter.5paisa.com/t/we-re-now-live-with-sebi-validated-upi-id-valid-for-secure-seamless-payments/778/1 "2025-10-09T07:32:46Z")

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At **5paisa** , we’re committed to delivering a **secure, transparent & compliant payment experience** for all our investors.  
In line with SEBI’s latest circular, we’ve successfully adopted **standardized, validated & exclusive UPI IDs** **(@valid)** for collecting payments via UPI mode.

### 🔍 What does this mean for investors?

As per [SEBI Circular](https://www.sebi.gov.in/legal/circulars/jun-2025/adoption-of-standardised-validated-and-exclusive-upi-ids-for-payment-collection-by-sebi-registered-intermediaries-from-investors_94535.html) (SEBI/HO/DEPA-II/DEPA-II\_SRG/P/CIR/2025/86) dated **11th June 2025** , all SEBI-registered intermediaries (including 5paisa Capital Limited) must use validated and exclusive UPI handles to ensure **uniformity, traceability & enhanced security** in payment transactions.

Investors can continue using their preferred payment methods — **UPI, IMPS, NEFT, RTGS, or Net Banking.**  
However, if you choose to make payments via **UPI** , please ensure it’s done only through the **new SEBI-validated UPI IDs.**

* * *

### 🧾 Key FAQs

**Q1. Is it compulsory for the investors to use the new handle only for funds pay-in?**  
➡ No. You can continue using any payment mode apart from UPI for funds pay-in.  
If you choose **UPI** , you must use the **new validated UPI IDs** allotted to registered intermediaries.

**Q2. What should I check while making payments using the new UPI IDs / QR Code?**

➡ Investors need to keep following things into consideration:

🔹 The UPI ID should show the **name** of the intermediary (5paisa)

🔹 If there is any Payment Aggregator involved, then the UPI ID should show the short abbreviation of **PA name** , for example “cf” for Cashfree, “rzp” for Razorpay, etc.

🔹 The UPI ID should show the short abbreviation of their **category** , for example “brk” for Brokers, “mf” for Mutual Funds to the left of the “@” character.

🔹 On the right side of the “@”, the new and exclusive handle “@valid” should be present, followed by the **bank name.**

**Q3. Do investors also need to obtain new UPI handles to transact in the securities market?**  
➡ No. This change applies **only to intermediaries.** You can continue using your existing UPI IDs for transactions.

**Q4. What if my transaction fails with the new UPI ID?**  
➡ The new validated UPI IDs use the **same banking infrastructure** as before. In case of any issue, please contact your **bank** or write to us at **[support@5paisa.com](mailto:support@5paisa.com)**.

**Q5. How do I make payment using the Valid UPI ID?**  
➡ Simply go to the **‘Add Funds’** section on the 5paisa **App or Web platform** and continue with your existing UPI payment flow — **no change required at your end.**

**Q6. Where will I get to see the new Valid UPI ID?**  
➡ During the payment process, when you’re redirected to or switch to your chosen **UPI app** to approve the transaction, you’ll be able to see the **new Valid UPI handle** **(@valid)** on the payment screen which you can cross-verify before completing the payment.

**Q7. How to cross-check the valid UPI handle?**  
➡ Investors can verify the **valid**  **UPI handle** by visiting SEBI’s official portal:  
🔗 [SEBI Check Portal](https://siportal.sebi.gov.in/intermediary/sebi-check)  
Enter the required details to confirm the authenticity of the UPI handle as shown below:

 ![SEBI Check_Blur](https://europe1.discourse-cdn.com/flex018/uploads/community_5paisa/original/1X/f7d68f4ee92c295651b92229504d52c44db70908.png)

### ⚠ **Important Note:**

As mentioned above, it is **strongly recommended** to initiate your payment journey **from the 5paisa App or Web platform** for **real-time updation of Ledger & Margin.**

If you initiate the payment **directly from any of your UPI app** by manually entering 5paisa’s Valid UPI ID, the **Third-Party Validation (TPV)** will not occur in real-time — resulting in a **delay (~ T+1 or T+2 days) in ledger & margin updates .**

Hence, for a **seamless & instant credit experience** , please always start the payment journey from the **5paisa platform (App/Web) - ‘Add Funds’ section** instead of directly from any **UPI app.**

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**Author:** ![Ajinkya\_Kaner](https://dub1.discourse-cdn.com/flex018/user_avatar/tradebetter.5paisa.com/ajinkya_kaner/32/47_2.png) [@Ajinkya\_Kaner](https://tradebetter.5paisa.com/u/Ajinkya_Kaner)\
**Post date:** [October 9, 2025, 9:43am UTC](https://tradebetter.5paisa.com/t/we-re-now-live-with-sebi-validated-upi-id-valid-for-secure-seamless-payments/778/2 "2025-10-09T09:43:00Z")

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