THIS WEEK’S MYTH : “I should pause my SIP when markets crash.”
Panic is natural. But pausing your SIP during a crash is one of the most expensive financial mistakes you can make.
THE TRUTH : A crash is when your SIP works hardest for you. Stopping it is leaving money on the table.
 What people do |
 What smart investors do |
|---|---|
| Markets are crashing — let me pause until things settle. | Stay in. Or better — top up the SIP. Crashes are the biggest wealth-building windows. |
When Sensex fell 38% in March 2020, Rahul immediately paused his SIP — “just until things stabilise.” Priya kept hers going and even bumped it up by ₹1,000. By December 2021, Sensex had recovered over 100% from its lows. Priya’s extra units from the crash months delivered returns Rahul could only watch from the sidelines.
“Pausing a SIP during a crash is like closing your umbrella in the middle of a storm — and wondering why you got wet.”
Have you ever paused a SIP during a market crash?
- Yes, and I regret it
- Yes, and it worked out
- Never paused
- I increased it
