Steady flows, record SIPs & AUM at all-time highs — the MF industry is buzzing!
India’s mutual fund industry had a stellar month in April 2025, with assets under management (AUM) climbing to ₹69.99 lakh crore — a 6.47% increase over March. This growth was driven by a strong equity market rally, robust SIP contributions, and a record-breaking surge in debt fund inflows.
Key Highlights
Overall Industry Growth
- AUM: ₹69.99 lakh crore, up 6.47% MoM
- Net inflows: ₹2.77 lakh crore — highest in recent times
- Market sentiment: Boosted by FII inflows and easing global concerns
Equity Funds
- AUM rose by 3.8% to ₹30.58 lakh crore
- Flexi-cap funds led inflows with ₹5,542 crore, followed by small-caps and mid-caps
- Sectoral/thematic funds saw renewed interest (₹2,001 crore inflow)
- ELSS saw seasonal outflows post March (₹372 crore)
Debt Funds
- AUM jumped 15.55% to ₹17.57 lakh crore — an all-time high
- Inflows of ₹2.19 lakh crore driven by falling interest rates and RBI’s dovish stance
- Top gainers: Overnight (39%), Ultra Short Duration (28.3%), and Liquid Funds (27.9%)
Hybrid Funds
- AUM: ₹9.14 lakh crore (+3.6%)
- Arbitrage Funds led with ₹11,790 crore inflow, riding on volatility
- Balanced and equity savings funds saw minor outflows
Passive Funds
- AUM hit a new peak of ₹11.91 lakh crore (+3.9%)
- Highest ever inflow in ETFs at ₹19,057 crore
- Gold ETFs saw mild outflows due to profit booking
SIPs Continue Their Dream Run
- ₹26,632 crore – highest ever monthly SIP contribution
- SIP accounts surged to 8.38 crore
- SIPs contributed nearly 20% of industry assets, reinforcing long-term retail participation
What Investors Should Note
Maintain SIPs through market cycles
Consider diversifying with passive and hybrid funds
Use short-duration and liquid funds in declining rate environments
Stay alert but don’t panic — volatility can offer opportunities
Missed the March edition? Catch up here
Have you made changes to your MF portfolio this month? What themes or funds are you watching? Share with the community below!