At 5paisa, we’re committed to delivering a secure, transparent & compliant payment experience for all our investors.
In line with SEBI’s latest circular, we’ve successfully adopted standardized, validated & exclusive UPI IDs (@valid) for collecting payments via UPI mode.
What does this mean for investors?
As per SEBI Circular (SEBI/HO/DEPA-II/DEPA-II_SRG/P/CIR/2025/86) dated 11th June 2025, all SEBI-registered intermediaries (including 5paisa Capital Limited) must use validated and exclusive UPI handles to ensure uniformity, traceability & enhanced security in payment transactions.
Investors can continue using their preferred payment methods — UPI, IMPS, NEFT, RTGS, or Net Banking.
However, if you choose to make payments via UPI, please ensure it’s done only through the new SEBI-validated UPI IDs.
Key FAQs
Q1. Is it compulsory for the investors to use the new handle only for funds pay-in?
No. You can continue using any payment mode apart from UPI for funds pay-in.
If you choose UPI, you must use the new validated UPI IDs allotted to registered intermediaries.
Q2. What should I check while making payments using the new UPI IDs / QR Code?
Investors need to keep following things into consideration:
The UPI ID should show the name of the intermediary (5paisa)
If there is any Payment Aggregator involved, then the UPI ID should show the short abbreviation of PA name, for example “cf” for Cashfree, “rzp” for Razorpay, etc.
The UPI ID should show the short abbreviation of their category, for example “brk” for Brokers, “mf” for Mutual Funds to the left of the “@” character.
On the right side of the “@”, the new and exclusive handle “@valid” should be present, followed by the bank name.
Q3. Do investors also need to obtain new UPI handles to transact in the securities market?
No. This change applies only to intermediaries. You can continue using your existing UPI IDs for transactions.
Q4. What if my transaction fails with the new UPI ID?
The new validated UPI IDs use the same banking infrastructure as before. In case of any issue, please contact your bank or write to us at support@5paisa.com.
Q5. How do I make payment using the Valid UPI ID?
Simply go to the ‘Add Funds’ section on the 5paisa App or Web platform and continue with your existing UPI payment flow — no change required at your end.
Q6. Where will I get to see the new Valid UPI ID?
During the payment process, when you’re redirected to or switch to your chosen UPI app to approve the transaction, you’ll be able to see the new Valid UPI handle (@valid) on the payment screen which you can cross-verify before completing the payment.
Q7. How to cross-check the valid UPI handle?
Investors can verify the valid UPI handle by visiting SEBI’s official portal:
SEBI Check Portal
Enter the required details to confirm the authenticity of the UPI handle as shown below:
Important Note:
As mentioned above, it is strongly recommended to initiate your payment journey from the 5paisa App or Web platform for real-time updation of Ledger & Margin.
If you initiate the payment directly from any of your UPI app by manually entering 5paisa’s Valid UPI ID, the Third-Party Validation (TPV) will not occur in real-time — resulting in a delay (~ T+1 or T+2 days) in ledger & margin updates .
Hence, for a seamless & instant credit experience, please always start the payment journey from the 5paisa platform (App/Web) - ‘Add Funds’ section instead of directly from any UPI app.