You know those days when a solid stock dips out of nowhere, and your strategy indicates buying the dip but your ledger says “you’re fully invested”?
We’ve all been there.
Some traders swear by always keeping 10–20% of their portfolio in cash, just for those surprise entries.
Others believe cash lying idle is opportunity lost — that it’s better to stay fully invested and rotate positions when needed.
And then there are those who find a middle path — using leverage only when conviction is high and opportunity can’t wait.
There’s no one right way — it depends on how you balance readiness with discipline.
So what’s your approach?
Do you stay liquid for “just in case” moments… or go all-in when the trend is right?
Would love to hear how you plan for those “wish I had funds” setups. 
By the way:
5paisa offers Pay Later (MTF) at some of the lowest interest rates in the industry, built exactly for investors who want to act fast when opportunity knocks but liquidity doesn’t. 5paisa Pay Later interest rates start from as low as 0.026% per day!