Dear Community members
We’re excited to launch T+5, a new feature designed to give you more flexibility while investing in delivery stocks.
What is T+5?
T+5 allows you to buy select non-MTF eligible stocks even when your account balance goes into debit using your collateral balance. You then get up to 5 trading days to add the required funds.
How It Works
Where to Find It
During order placement, eligible stocks will display the “T+5” option directly on the order form in the 5paisa app.
Automatic Qualification
If you purchase delivery stocks and your account later moves into debit, your holdings may automatically get tagged under the T+5 facility.
Repayment & Holding Period
You get up to 5 trading days to clear the debit amount. If funds are not added within this timeframe, the position may be auto squared off to recover the outstanding balance.
Eligibility
T+5 is currently available on 2500+ stocks, helping you stay invested even when your free balance is temporarily insufficient.
We’d love to hear your feedback and suggestions as you start using T+5. Happy investing!