🚨 Update - Trading restrictions on debit balances beyond T+6

Dear Client,

Effective from 1st June 2026, as part of our enhanced risk management framework and regulatory compliance requirements, we will be implementing a Debtors Ageing Blocking Mechanism for accounts with long-pending ledger debit balances.

What is Changing?

If your account has an outstanding debit balance that remains unpaid beyond 6 trading days (T+6), trading restrictions will be applied to your account.

This initiative is to ensure compliance with exchange regulations and to minimize credit exposure arising from prolonged debit balances.

What happens when Debit Ageing reaches T+7?

Effective from the beginning of the 7th trading day (T+7 BOD), fresh trading activity will be restricted across all segments.

What activities will still be allowed?

Even after the restriction is applied, you will continue to be able to:

  • Square-off existing open positions

  • Sell existing holdings

How to Reactivate Trading?

Scenario 1: Debit Cleared Through Fund Transfer

If the pending debit balance is fully cleared by adding the required funds to your trading account:

  • All trading restrictions will be removed on the same day or next trading day

  • Trading access will be restored across all segments, including MTF

Scenario 2: Debit Cleared Through Selling of Shares

In case shares are sold, trading restrictions on the account will be removed from the next trading day, provided the debit balance is cleared.

Please note:

  • Except MTF stock selling, proceeds from all other stock selling transactions will be considered towards debit clearance.

  • Trading restrictions will be removed only if the debit is cleared to the extent of the ageing debit balance.

We request you to maintain sufficient ledger balance and clear outstanding dues in a timely manner to avoid any interruption in trading activities.

For any queries or assistance, please contact our Support Team at support@5paisa.com.

Warm Regards,
Team 5paisa